Mortgage Switching Calculator
Mortgage Refinance Calculator 2025 – 2026
Current loan details
Loan Amount
Interest Rate (%)
Loan Term
yrs
Repayment Frequency
Regular Fee
End Fee
New loan details
Introductory Term
yr
Introductory Rate (%)
Standard or Revert Rate (%)
Upfront Refinance Fees
Regular Fee
View your results
Scenario 1: Not Refinance
Monthly repayment$3,299.78
Total interest & fees$294,847
Scenario 2: Refinance and minimum repayment
Monthly repayment (Intro term)$3,029.90
Monthly repayment$3,288.04
Total interest & fees$287,032
Total saving over the life of the loan$7,815
Scenario 3: Refinance and higher repayment
Monthly repayment (Intro term)$3,299.78
Monthly repayment$3,299.78
Total interest & fees$280,060
Time saved0 years, 4 months
Total saving over the life of the loan$14,787
Refinance Save or Cost Chart
Note: The information provided by the calculator is intended to provide illustrative examples based on stated assumptions and your inputs. Calculations are meant as estimates only and it is advised that you consult with a finance broker about your specific circumstances.
